Send money
To any Nigerian bank. You see the fee before you confirm.
Licensed by the CBN. Insured by NDIC.
Everyday banking
on your phone.
Send money, save, borrow and pay bills from your phone.
You need your BVN, NIN and a selfie.See how it works
Transfer successful₦25,000.00 to Chika Obi
Available balance₦148,250.00
Regulation
Licensed by the CBN.
Insured by the NDIC.
Bloc Microfinance Bank operates under a licence from the Central Bank of Nigeria. Deposits are insured by the Nigeria Deposit Insurance Corporation, subject to its limits.
Licensed by the CBNCentral Bank of Nigeria
Insured by NDICNigeria Deposit Insurance Corporation
NDPA compliantNigeria Data Protection Act
The app
Everyday money, in one app.
01
Send money.
Pick a bank, enter an amount, and check the name and fee before you confirm.
02
Save toward a goal.
Create a savings plan with a target, then watch it grow in the app.
03
Borrow with clarity.
See what you will repay each month before you accept a loan.
What you can do
Personal banking products.
Receive money
Share your account number as an image in one tap.
Pay bills
Airtime, data, electricity, cable TV and internet.
Save money
Set a savings goal and track your progress.
Take loan
Check how much you can borrow and your monthly repayment before you confirm.
Your account
Limits, statements and security, all in one place.
How it works
Open an account on your phone.
1
Download the appCreate your sign-in with your phone number and email.
2
Verify yourselfAdd your BVN and NIN, then take a selfie.
3
Start bankingYour account number is ready when we finish checking.
In the app
Clear confirmation at every step.
The amount, the person and the fee, before you confirm. Clear updates after.
Check before you sendAmount, recipient and fee in one view.
Follow each stepStarted, debited, sent, confirmed.
Know it landedYour confirmation opens by itself.
Keep the receiptShare it as an image or a PDF.
Security
Security and protection.
Simple protections that work in the background, so you can bank without worry.
One trusted phoneOnly one phone is active at a time.
Passcode and fingerprintSign in with your passcode or a touch.
A pause on new phonesA short wait when you sign in on a new phone.
Alerts on every sign-inWe email you whenever someone signs in.
Money back, with a timeIf a transfer fails, we tell you when it is back.
We never ask for your passcodeBloc will never ask for your passcode or a code.
Fees you can see before you confirm.
Every transfer shows its fee first. Read the full guide to charges any time.
Is Bloc a licensed bank?
Yes. Bloc Microfinance Bank is licensed by the Central Bank of Nigeria. Deposits are insured by the NDIC, subject to its limits.
What do I need to open an account?
Your phone number, email, BVN, NIN and a selfie. You do everything in the app.
Why do you ask for my BVN and NIN?
Nigerian banks must confirm who you are. We use these details to check your identity and nothing else.
How do I add money?
Send money to your Bloc account number from any bank or app. The app shows your number and lets you share it as an image.
What if a transfer is slow?
The app shows it as pending. Your money is safe. If it fails, we return it and tell you when it is back.
Can I use Bloc on two phones?
One phone is active at a time. When you move to a new phone, access pauses for a short time to protect your money.
Can I save and borrow with Bloc?
Yes. Set a savings goal in the app. Loans need a few extra checks. We show what you pay each month before you confirm.
How do I get help?
Chat with us in the app, or email support@blocmfb.com.
Get Bloc on your phone.
Download the app and open your account in a few steps.
[QR code: app download link]
