A licensed bank for individuals and businesses.

Bloc Microfinance Bank is licensed by the Central Bank of Nigeria. People and businesses use Bloc to send money, save, borrow and run their accounts from one app.

A smiling market trader checking her phone at her stall in Lagos
What we do

Banking for people and for business.

Personal banking

Send and receive money, pay bills, save toward a goal and take a loan, all in the app.

Explore personal

Business banking

An account in your company name for registered businesses.

Explore business

Clear by design

Fees shown before you confirm, and a clear confirmation at every step.

Guide to charges
Regulation

Licensed by the CBN.
Insured by the NDIC.

Bloc Microfinance Bank operates under a licence from the Central Bank of Nigeria. Deposits are insured by the Nigeria Deposit Insurance Corporation, subject to its limits.

CBN logo
Licensed by the CBNCentral Bank of Nigeria
NDIC logo
Insured by NDICNigeria Deposit Insurance Corporation
NDPC logo
NDPA compliantNigeria Data Protection Act
Mission and vision

Why Bloc exists.

Our missionTo empower businesses and individuals with innovative, accessible and secure financial solutions. We bridge the gap between traditional banking and modern technology, with tools that help customers grow, save and transact with confidence.
Our visionTo be Nigeria's most trusted microfinance bank, known for exceptional service, financial inclusion and solutions that help communities thrive.
Our values

What guides us.

Customer first

Every decision starts with our customers. We build products that solve real financial problems for businesses and individuals.

Trust and integrity

We work to high standards of transparency and ethical conduct, to keep the trust customers give us.

Innovation

We use technology to deliver modern banking that is accessible, efficient and built for the future of finance in Nigeria.

Inclusion

Everyone deserves access to quality financial services. Our tiered accounts and digital platforms make banking open to all.

Company details

The facts, in one place.

Who regulates us, who insures deposits and where to find us.

Legal nameBloc Microfinance Bank [confirm exact legal name]
RegulatorCentral Bank of Nigeria
Licence numberFPR/LAD/CON/MFB/010/066
RC number7187722
Deposit insurerNigeria Deposit Insurance Corporation, subject to its limits
Data protectionNigeria Data Protection Act
Address59B Igboukwu Plaza, Sokoto Gate, Tradefair Complex, Lagos-Badagry Expressway, Lagos

Get Bloc on your phone.

Download the app and open your account in a few steps.

Bloc app home screen